Performance
Financial Strength & Sustainable Growth
Kerala Financial Corporation (KFC) consistently demonstrates robust financial health and sustainable growth, reflecting our deep commitment to empowering the state’s industrial and MSME sectors. For the financial year 2025-26, the Corporation achieved a historic net profit of Rs 110.7 Crore while expanding its total loan portfolio to over Rs 9,000 Crore. Our stringent financial discipline has resulted in an exceptionally low Net NPA of 0.43%, reinforcing our position as a highly stable public sector undertaking.
Explore our continuous financial growth and commitment to transparent corporate governance. We invite stakeholders and investors to review our comprehensive annual reports and quarterly statements below.
110.7Cr
Historic Net Profit(FY 2025-26)
9000+
Total Loan Portfolio
.43%
Net NPAFinancial Results (Rupees In Lakhs)
| Financial Year | 2025-26 | 2024-25 | 2023-24 |
|---|---|---|---|
| Portfolio Size | 9,08,065.11 | 8,01,198.61 | 7,36,832.71 |
| Interest Income | 81,583.90 | 71,745.29 | 68,185.01 |
| Total Income | 1,04,508 | 90,139.05 | 86,871.54 |
| Total Expenditure | 89,710.85 | 80,011.48 | 76,082.46 |
| Operating Profit | 14,798.03 | 10,127.58 | 10,789.08 |
| Net Profit | 11,073.46 | 9,815.91 | 7,404.39 |
| Capital Adequacy Ratio % | 30.70 | 28.65 | 25.52 |
| Gross NPA % | 2.32 | 2.67 | 2.88 |
| Net NPA % | 0.43 | 0.61 | 0.68 |
Share Holding Pattern
